Ameriprise Financial
Financial Services · Other Financial Services
Description
What is Ameriprise Financial?
As an Ameriprise franchise owner, you'll join a network of highly credentialed professionals providing personalized financial advice to clients across America. The franchise model combines the strength and resources of a Fortune 500 company with the independence of running your own practice. Advisors can offer a full suite of services including retirement planning, investment management, insurance solutions, and estate planning.
What sets Ameriprise apart is their commitment to building long-term, trust-based relationships with clients. The company has earned numerous accolades, including recognition as a Hearts & Wallets Top Performer for understanding clients and sharing their values. Franchise owners benefit from Ameriprise's robust training programs, advanced technology platforms, and comprehensive support systems.
The ideal franchise owner is someone with strong interpersonal skills, a passion for helping others achieve financial security, and a desire to build lasting client relationships. Ameriprise provides extensive training and ongoing support to help advisors earn various professional certifications and stay current with industry trends. Whether serving individuals, families, or business owners, Ameriprise advisors work to deliver personalized solutions that align with each client's unique goals and values.
- 54 years established market presence since 1971
- 5,754 units nationwide network scale
- Outstanding revenue performance: $1.1M vs $254K sub-sector average
- Exclusive opportunity in specialized sub-sector (1 of only 13 franchises)
- Comprehensive advisor certification programs across multiple specialties
- Fee-based advisory business model with minimal physical infrastructure requirements
Location Analysis
Where Ameriprise Financial wins
Customer satisfaction metrics are solid, with positive ratings across multiple reviews, suggesting consistent service quality nationwide. The franchise's extensive geographic coverage provides significant competitive advantages, particularly in wealth management and financial planning services where local presence and personal relationships are crucial.
Ideal locations for new franchisees typically include affluent suburban areas and business districts with high concentrations of professionals and retirees. Success factors include proximity to commercial centers, demographic alignment with high-net-worth individuals, and areas with strong economic indicators. Growth opportunities exist in emerging markets, particularly in southern states experiencing population growth and wealth accumulation. Market analysis suggests potential for expansion in underserved mid-sized cities with strong economic fundamentals and growing professional populations.
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Financial Analysis
The numbers behind Ameriprise Financial
The franchise delivers **exceptional financial performance** with gross revenue of **$1,099,994**, dramatically outperforming the sub-sector average of $254,893 by over 330%. This represents one of only **13 franchises** in the Other Financial Services sub-sector, making it a relatively exclusive opportunity in a specialized market.
With **5,754 units and 54 years of operation since 1971**, Ameriprise demonstrates exceptional system maturity and market penetration. This extensive network provides significant brand recognition and referral opportunities, while the franchisor's deep experience offers robust support infrastructure for new advisors.
The **ideal investor profile** includes licensed financial professionals or those willing to obtain securities licenses, with strong interpersonal skills and existing professional networks. The business model requires relationship-building capabilities and comfort with regulatory compliance in financial services.
**Key considerations** include ongoing regulatory requirements, comprehensive advisor certification programs, and the relationship-driven nature of client acquisition. Success depends heavily on local market penetration and trust-building in this fee-based advisory model.
Financing partners
Vetted partners, tailored to franchisees
Your Franzy advisor can connect you with these partners later in the process — competitive rates, specialized in franchise financing.
FranFund
CRF USA
Nonprofit SBA lender; provides financing for franchise acquisitions, startups, and expansion.
First Bank of the Lake
Pension Pros
FDD Item 7
Initial investment range
Per FDD Item 7, total initial investment ranges from $12,029 to $132,705. The midpoint $72,367 is what most franchisees report at signing — financing typically reduces cash-at-close by 80–90%. Knowing the investment range helps you plan confidently and ensure you're fully prepared to make the leap.
FDD Item 19
Average gross sales
According to Item 19 of the Franchise Disclosure Document, Ameriprise Financial has an average gross revenue of $1M. (Note: This information is based on the latest FDD in our records. Please review the Franchise Disclosure Document (FDD) and confirm this information directly with the brand. We make no claims of accuracy for the information presented.)
Growth over time
Franchise footprint
2024 Franchise Disclosure
FDD documents
Below are items 2, 3, 4, 7, 11 and 19 for Ameriprise Financial's 2024 FDD. The complete FDD is delivered to you directly by the franchisor, per the FTC Franchise Rule.
Connect to download Items 2, 3, 4, and 11 — direct from the franchisor.
Buyer FAQs
Frequently asked questions
The initial investment for a Ameriprise Financial franchise typically ranges between $12,029.00 and $132,705.00. This includes the franchise fee, equipment, real estate, and other startup costs. To get a detailed breakdown and better understand the financial requirements, we recommend scheduling a call with the Franzy team. We'll walk you through the specifics and answer any questions you might have. For more detailed information, refer to the financial sections of the FDD.
Disclaimer. The information provided on this page is based on the latest Franchise Disclosure Document (FDD) that is publicly available and that we have on record, which was issued in 2024. This information is for informational purposes only and is not intended to constitute legal, financial, or business advice. We make no guarantees or claims regarding the completeness or accuracy. For the most current and detailed information, we recommend consulting the franchisor directly for the most recent FDD and regarding any questions that you may have about the information provided.
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